Addressing Tree Damage
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What Property Owners Should Know About Tree Damage Roof Repairs
Trees are often beautiful landscape features that add visual interest and even value to a property. However, one disadvantage is trees can cause damage to your roof. In some cases, the damage can be serious and extensive.
Roof damage from trees is quite common in Texas where majestic oaks are everywhere and a wind or hail storm can hit year round. When trees are posing a threat for your roofing system it’s time to take action, an experienced Austin roofing company can inspect the damage and recommend the appropriate repairs. Working with a trusted Austin roofing company can help property owners address roof damage before it leads to more extensive problems.
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Why You Want to Make Sure Tree Limbs Are Cut Back
It may not seem like the trees on your property can damage the roofing system, but if a storm causes damage or strong winds blow through it could easily happen. And roof damage is just one potential problem.
There are many reasons why it’s a good idea to keep large trees cut back and maintained:
- Falling branches are a serious safety hazard that can cause an injury.
- Overhanging limbs can create too much shade on the roof, which encourages moss, mold, and mildew growth.
- Other property damage is possible from a fallen tree, including structural damage.
- Tree debris can collect around the foundation of the structure.
- Tree debris on the roof can cause water drainage issues.
- Proper pruning is good for a tree’s health.
- Keeping tree debris off the roof extends the life of roofing materials.
- Proper maintenance is needed for an insurance company to cover tree damage.
Avoid tree damage of all kinds with roof maintenance services from LOA!
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Roof Damage From Trees
FAQs
Does property insurance cover tree damage?
Whether or not your homeowners insurance company will pay for roof repairs after tree damage is questionable. It comes down to what caused the branches or tree to fall. Most homeowners in Texas have an insurance policy that covers tree damage caused by high winds, hail damage or lightning. But if poor maintenance or rotting was a contributing factor, then the insurance company may refuse to correct the roof damage.
If the insurance policy covers tree damage it applies to the roof repairs as well as additional home services such as fence repair and repairing gutters.
What happens if a neighbor's tree branches are over my roof?
Overhanging branches from a tree on your neighbor’s property is a little trickier to deal with. The local laws will come into play, but in just about all cases the neighbor needs to cut the tree branches back if requested because it’s a liability for you and your insurance provider. The property owner where the tree is located is responsible for any damage that the tree does to your property.
However, getting your neighbor to pay for damage from their tree limbs could be difficult. For that reason, you have the right to cut your neighbor’s tree branches back to the property line if they don’t do it themselves.
Will cutting back branches affect tree health?
When done correctly, tree trimming should not harm young or mature trees. At LOA we follow all of the proper procedures for preventing disease and pests when we’re cutting back tree branches.
What if a tree is right next to the structure?
How things are handled is going to depend on how close the tree is and if it’s already damaging the foundation. Tree removal is recommended anytime a tree is right next to a structure and causing damage of any kind. If you want to avoid removing trees they will need to be cut back substantially and regularly maintained to prevent roof damage.
If you are planting trees keep the root structure in mind as well as the canopy size. Planting 8-20 feet from the structure should be a safe distance depending on the size of the tree.
New questionHow can I prevent a tree falling on my roof?
Routine maintenance is the best way to prevent tree damage of any kind. How often you have to cut large branches back varies by the species of tree, but count on trimming trees at least a few times a year.
If it appears that the tree is diseased or dying you may need to call in a tree expert known as an arborist to assess the tree’s health.
